In many cases, spouses are not automatically responsible for each other's individual financial decisions in a general sense. However, there are situations where spouses may share financial responsibility depending on the specific circumstances and applicable laws in their jurisdiction.
In community property states like Texas, for example, debts incurred during marriage may be considered community debts, meaning both spouses could be responsible for them, regardless of which spouse incurred the debt or made the financial decision. However, separate debts incurred before marriage or after separation may be the responsibility of the individual spouse who incurred them.
Additionally, if spouses have joint accounts, co-signed loans, or other financial arrangements where they are both legally obligated, they may share responsibility for debts or financial decisions made in connection with those accounts or loans.
It's essential to understand the financial implications of your marital status and any joint financial arrangements you may have. Consulting with a financial advisor or attorney who is familiar with the laws in your jurisdiction can help you understand your rights and obligations regarding your spouse's financial decisions.