In Texas, poor financial decisions alone typically would not be considered sufficient grounds for divorce. Texas is a "no-fault" divorce state, meaning that neither spouse has to prove fault or wrongdoing by the other in order to obtain a divorce. However, financial issues can sometimes contribute to the breakdown of a marriage, particularly if they lead to significant conflict or strain on the relationship.
If your spouse's poor financial decisions are causing serious problems in your marriage, it's essential to address these issues through communication, counseling, or financial planning assistance. In some cases, irreconcilable differences related to financial matters may ultimately lead to a divorce, but it's important to consider all options and seek guidance from a qualified professional, such as a family therapist or financial advisor, to explore ways to address and resolve these issues before considering divorce. If you're facing financial difficulties as a result of your spouse's actions, you may also want to consult with a family law attorney to understand your rights and options.